STAFF PROFILE

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Dr. Hafirda Akma Binti Musaddad

hafirdaakma@unimap.edu.my



Area of Expertise

Housing Affordability, Affordable Housing
Behavioral Economics
Islamic Economy


Teaching Experience

  • SMP10103 : Prinsip Ekonomi [Principles of Economics]
  • SMP22103 : Pengurusan Operasi [Operations Management]

Education

Bachelor of Science Economics (Hons), Universiti Utara Malaysia (UUM)
Master of Islamic Business Studies (MIBS), Universiti Utara Malaysia (UUM)
PhD (Economics), Universiti Utara Malaysia (UUM)

List of Publication

  1. Wai Mun., H, Wee,C., Musaddad, H.A, and et al., (2025). Economics 3rd Edition, SJ Learning
  2. Musaddad, H.A., Ahmad Rasli.N.N, Wan Azman. N, Alilah.N.H, (2024). Determinants Driving Behaviors in Social Media Marketing; A concept paper. In: El Khoury, R. (eds) Technology-Driven Business Innovation: Unleashing the Digital Advantage. Studies in Systems, Decision and Control, vol 540. Springer, Cham. https://doi.org/10.1007/978-3-031-62656-2_51
  3. Mokhtar, N., Mamat, R.M.S.R., Omar, H., Musaddad, H.A. (2024). Factors Impacting the Malaysian Customer Satisfaction Service Industry: A Review. In: El Khoury, R. (eds) Technology-Driven Business Innovation: Unleashing the Digital Advantage. Studies in Systems, Decision and Control, vol 540. Springer, Cham. https://doi.org/10.1007/978-3-031-62656-2_52
  4. Musaddad, H.A., Maamor, S., Zainol, Z. (2023). A Review of Housing Af ordability Disparities in Malaysia. In: Mansour, N., Bujosa Vadell, L.M. (eds) Finance, Accounting and Law in the Digital Age. Contributions to Management Science. Springer, Cham. https://doi.org/10.1007/978-3- 031-27296-769
  5. Musaddad, H.A., Shamsuddin, J.N., Abu, M., Mokhtar, N., Ghazali, N.A. (2024). Housing Stress in Central Region Malaysia. In: El Khoury, R. (eds) Technology-Driven Business Innovation: Unleashing the Digital Advantage. Studies in Systems, Decision and Control, vol 540. Springer, Cham. https://doi.org/10.1007/978-3-031-62656-2_53.
  6. Wen, L.K., Salleh, A.L., Rahman, A.A., Musaddad, H.A. (2023). The Mediating Ef ect of Work Engagement on the Relationship between Perceived Organizational Support and Job Performance. In: Mansour, N., Bujosa Vadell, L.M. (eds) Finance, Accounting and Law in the Digital Age. Contributions to Management Science. Springer, Cham. https://doi.org/10.1007/978- 3-031-27296- 771
  7. Salleh, A.L., Musaddad, H.A., Elyas, N.A. (2023). The Impact of China and Vietnam’s Economic Growth on the Exports Performances of the ASEAN Countries. In: Mansour, N., Bujosa Vadell, L.M. (eds) Finance, Accounting and Law in the Digital Age. Contributions to Management Science. Springer, Cham. https://doi.org/10.1007/978-3-031-27296-773
  8. Yusof, R., Zainuddin. Z, Musaddad, H.A, Harun. S. L, Abdul Rahim, A.A (2023). Democratizing Islamic Home Financing and Reimagining Fractional Homeownership Model: A Conceptual Framework Via Big Data and Blockchain Technology. Journal of Islamic Accounting and Business Research. (eISSN: 1759-0817).
  9. Wong. W.C, Musaddad, H, A, Mohd Khan. S.J (2023). From Outbreak to Vaccination: An Analysis of The Commercial Housing Property Market Reaction to Covid-19 In Malaysia. International Real Estate Review. vol. 26(3), pages 267-298
  10. Musaddad, H.A, Selamah, M., Zainol, Z. (2023). Factors That Influence Housing Affordability in Malaysia: Fixed Effect and Random Effect: Journal of Islamic Accounting and Business Research (eISSN: 1759-0817).
  11. Musaddad, H.A, Selamah, M., Zainol, Z. (2023). Affordability of affordable Housing in the Northern Region. Malaysian Management Journal. https://doi.org/10.32890/mmj2023.27.2.6
  12. Musaddad, H.A, Selamah, M., Zainol, Z. (2022). Ibn Taimiyyah’s Thought on Price Regulation in Housing Affordability. International Journal of Islamic Thought. Vol. 22(eISSN: 2289-6023).
  13. Musaddad, H. A, 20 November (2023). Make it easier to own house. News Straits Time.
  14. Musaddad, H. A, 31 October (2023). Ubah kaedah pembiayaan rumah, kurangkan beban bayaran bulanan. Berita Harian.
  15. Yusof, R., Yaakub, Yusof, Maamor,S., Abd.Wahab,N., Zulhumadi,F., Mohd Nor,R., Aziz Ibrahim,B., Musaddad,H.A, Mohamad,S.F.N, Shamsuddin,J.N (2022). MIFER ATLAS 2021 AND BEYOND, International Council of Islamic Finance Educators (ICIFE), (ISBN: 967- 978)
  16. Musaddad, H.A, ZAINOL, Z, MAAMOR, S. (2022). Price Control in Housing Affordability from Islamic Perspective. International Journal of Zakat and Islamic Philanthropy Vol. 4(1). (eISSN: 2682-7530).
  17. Musaddad, H.A, Maamor,S, Zainol, Z. (2022). A Descriptive Analysis of Housing Affordability in Malaysia. International Journal of Zakat and Islamic Philanthropy. Vol. 4 Issues: 1 [March 2022] pp. 63-74], (eISSN: ISSN: 2682-7530).
  18. Musaddad, H.A ,Debt Service Ratio (DSR) And an Assessment of Affordability Index in Northern Region. Annual ECOFI Symposium (AES).18 Oct 2022. (eISSN:1-11)
  19. Musaddad, H.A, Maamor, S. 27 Jul (2022). Rental Rate Democratization of Islamic Home Financing. Islamic Finance News.
  20. Musaddad, H.A, Yusof, R. 02 Mar (2022). Democratizing Islamic Home Financing and Reimagining Fractional Homeownership Model. Islamic Finance News
  21. Musaddad, H.A, Maamor, S., Zainol, Z. A Descriptive Analysis of Housing Affordability in Malaysia. International Zakat Conferences (i-KEIZAC). 17 Aug 2021. (eISSN:484-493)
  22. Musaddad, H.A, Maamor, S., Zainol, Z. Price Control in Housing Af ordability from Islamic Perspective. International Zakat Conference (i- KEIZAC). 17 Aug 2021